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$1M RESALE HDB VS ENTRY-LEVEL CONDO IN SINGAPORE: A PRACTICAL BUYER’S GUIDE
In the Singapore property market, the idea of a $1M home is no longer confined to luxury luxury spaces. In recent years, resale HDB flats in mature estates have routinely crossed the million-dollar mark, blurring traditional boundaries between public housing and private property value. This shift has triggered a major conversation among aspiring homebuyers about when to upgrade from HDB to condo and whether a $1M resale HDB or entry-level condo makes more sense for their lif
mortgagedollarback singapore
Jan 125 min read


WHAT SINGAPORE HOMEBUYERS USED TO GET AWAY WITH AND HOW TODAY’S RULES CHANGED THE GAME
There was a time when buying a home in Singapore felt forgiving. Mistakes could be corrected, financial stretching was common, and price appreciation often smoothed over poor decisions. These were the real Singapore homebuyers advantages that earlier generations benefited from, advantages that shaped behaviour across the Singapore property market for decades. Fast forward to today, and the environment looks very different. A series of Singapore property policy changes have t
mortgagedollarback singapore
Jan 124 min read


IMPACT OF THE 1H 2026 GOVERNMENT LAND SALES (GLS) ON SINGAPORE’S PROPERTY MARKET
The 1H 2026 GLS programme is shaping the next phase of Singapore’s property market, with nearly 9,200 private homes potentially entering the supply pipeline. This measured release comes at a time when buyers are reassessing resale HDB vs entry level condo options, considering entry-level condo opportunities in Singapore, and weighing condo affordability for young couples. As interest rates and policies evolve, the GLS outlook also influences the first home Singapore guide, h
mortgagedollarback singapore
Jan 75 min read


THE STATE OF SINGAPORE HOMES: KEY TAKEAWAYS FROM THE LATEST HDB SURVEY
Public housing has long been the backbone of Singapore’s residential landscape. With more than 80% of residents living in HDB flats, understanding how homeowners feel about their living environment offers valuable insight into the nation’s evolving housing needs. The latest HDB living satisfaction survey provides a revealing snapshot of how residents perceive their homes today, not just in terms of affordability, but comfort, privacy, and quality of life. While overall senti
mortgagedollarback singapore
Jan 64 min read


SINGAPORE INTEGRATED DEVELOPMENTS EXPLAINED: CONVENIENCE VS COST OF LIVING ABOVE THE MRT
In the Singapore property market, few residential concepts spark as much interest as integrated developments. The idea of stepping out of your home, taking an elevator down, and being instantly connected to an MRT station, a shopping mall, and daily essentials feels like the ultimate urban luxury. For many condo buyers, living above MRT infrastructure represents efficiency, status, and lifestyle convenience rolled into one address. Yet integrated living also comes with higher
mortgagedollarback singapore
Jan 25 min read


WHY COASTAL CABANA COULD REDEFINE EXECUTIVE CONDO LIVING IN PASIR RIS
Executive condominiums have always occupied a unique space in Singapore’s housing landscape, bridging affordability and private-style living. In recent years, demand has shifted decisively toward suburban ECs with strong transport links and future growth potential. Against this backdrop, Coastal Cabana is emerging as one of the most closely watched upcoming developments, prompting many buyers to reassess what an EC can truly offer. This blog explores why Coastal Cabana could
mortgagedollarback singapore
Dec 31, 20254 min read


COMPARING CONDO PRICES IN 2026: HOW INVESTORS CAN AVOID ROI TRAPS
The Singapore real estate market in 2026 looks stable on the surface, but underneath, it’s uneven, layered, and full of traps for buyers who rely on shortcuts. While headlines often talk about record prices or cooling momentum, the reality is more nuanced. Singapore property price trends are diverging sharply by district, entry timing, and unit type — and that’s exactly where many investors go wrong. Today’s buyers have access to more data than ever, from transaction portals
mortgagedollarback singapore
Dec 31, 20255 min read


WHY STAYING IN AN AGEING HOME CAN COST YOU MORE: DEPRECIATION, RISING EXPENSES & HOW TO UPGRADE SAFELY WITH THE RIGHT HOME LOAN
Singapore’s ageing property landscape is increasingly challenging homeowners, especially as older flats and condos start showing their age. While many families feel attached to their familiar homes, the financial reality tells a different story. Rising maintenance expenses, depreciation, and the effects of lease decay Singapore-wide mean that holding onto an ageing home can quietly erode your wealth. In a market shaped by property cooling measures and stricter bank financing
mortgagedollarback singapore
Dec 31, 20255 min read


MOVE INTO YOUR NEW HOME BEFORE CHINESE NEW YEAR 2026: KEY TIMELINES, DEADLINES & BOTTLENECKS TO AVOID
For many households in Singapore, the dream of starting the Year of the Horse in a brand-new space is more than a practical goal. It’s a symbolic reset, clearing old energy, ushering in prosperity, and beginning the year with intention. This is why home buying activity often surges between October and January, especially among first time home buying families eager to complete their move before Chinese New Year on 17 February 2026. Yet the reality is far trickier. The period f
mortgagedollarback singapore
Dec 18, 20255 min read


SINGAPORE’S NEW STANDARD, PLUS AND PRIME HDB FLATS EXPLAINED: A BUYER’S COMPLETE GUIDE
Singapore’s housing landscape is evolving, and with it comes one of the biggest changes to public housing in more than a decade. From 2024 onward, all new Build-To-Order (BTO) projects fall under a new three-tier system: Standard, Plus and Prime HDB flats. For anyone choosing their first HDB flat or evaluating buying resale HDB options, understanding this new structure is essential. This guide breaks down everything you need to know, from restrictions to eligibility, from gra
mortgagedollarback singapore
Dec 3, 20255 min read


IS THE SEN THE BEST-VALUE CONDO IN BUKIT TIMAH FOR 2025? COMPLETE ANALYSIS
Every year, a handful of projects shape the conversation around Singapore’s property market. In 2025, one development taking centre stage is The Sen, a Bukit Timah condo positioned in a neighbourhood undergoing meaningful renewal. With intensifying competition among upcoming condo launches in Bukit Timah 2025, buyers are increasingly questioning whether The Sen genuinely offers better value—or if it’s simply riding the district’s prestige. This review breaks down its appeal
mortgagedollarback singapore
Nov 28, 20254 min read


HOME EQUITY LOAN & CASH-OUT REFINANCING EXPLAINED: HOW SINGAPORE HOMEOWNERS UNLOCK PROPERTY VALUE
For many homeowners in Singapore, the home is more than a place to live, it is a powerful financial asset. As property values continue to rise steadily across the years, owners often find themselves holding substantial locked-in equity. Whether it’s for investment, business expansion, education funding, or boosting long-term liquidity, this untapped value can be strategically accessed. Two of the most common methods are the home equity loan in Singapore and cash-out refinanc
mortgagedollarback singapore
Nov 27, 20254 min read


DISCOVER W RESIDENCES MARINA VIEW: SINGAPORE’S EXCLUSIVE WATERFRONT LIVING REVIEW
Singapore’s Marina Bay district has long been associated with prestige, modernity and world-class architecture. In recent years, the area has evolved from a commercial hub into a vibrant live-work-play enclave, drawing investors and homeowners seeking the finest in urban luxury. Standing at the centre of this transformation is W Residences Marina View Singapore, a development that blends branded hospitality, waterfront exclusivity and premium lifestyle amenities into one com
mortgagedollarback singapore
Nov 19, 20254 min read


HDB LOAN REFINANCING IN 2026: WHY HOMEOWNERS ARE PREPARING NOW AS INTEREST RATES DECLINE
For years, many Singapore homeowners stayed loyal to the familiar stability of the HDB concessionary loan. Its consistent 2.6% interest rate offered predictability, security, and peace of mind. But as we head toward 2026, the picture looks very different. Home loan interest rates in Singapore have fallen sharply from their highs, the 3-month SORA continues to cool, and banks are aggressively rolling out new fixed and floating packages. This widening gap between the HDB rate a
mortgagedollarback singapore
Nov 18, 20254 min read


ESSENTIAL QUESTIONS TO ASK BEFORE GETTING THE BEST MORTGAGE LOAN IN SINGAPORE
Buying a home is one of the biggest commitments many of us will ever make. In Singapore’s dynamic property market it’s especially important to ask the right questions so you can capture the best home loans and avoid costly surprises. Below are key questions you should ask before applying for a mortgage loan in Singapore — with a focus on understanding and comparing mortgage loan rates and home loan interest rates. Am I getting the lowest home loan rates available for my situ
mortgagedollarback singapore
Nov 17, 20254 min read


WHAT HAPPENS TO YOUR SINGAPORE HOME AFTER THE KIDS MOVE OUT?
When children grow up and leave the family home, Singapore homeowners face a mix of practical and emotional choices. Some want less space, others want to unlock value, and many are thinking about their next chapter — retirement, travel, or simply a quieter life. Start by asking the right questions Before you decide, answer a few simple questions: Do you want to cut costs or free up cash? Do you need simpler upkeep, more medical access, or better transport links? Are you emot
mortgagedollarback singapore
Nov 11, 20254 min read


SINGAPORE PROPERTY MARKET Q3 2025 — WHAT’S REALLY HAPPENING AND WHAT BUYERS SHOULD DO NEXT
The Singapore property market Q3 2025 continues to evolve in fascinating ways. After several years of price growth, rising interest rates, and tighter cooling measures, the latest Singapore property market report points to a period of stability — not stagnation. For anyone keeping an eye on Singapore real estate trends 2025, this quarter reveals a market that’s balancing between strong end-user demand and cautious investor activity. From Singapore housing market 2025 shifts t
mortgagedollarback singapore
Nov 7, 20255 min read


THE UNTOLD TRUTH ABOUT FREEHOLD CONDOS IN SINGAPORE
When it comes to investing in the Singapore property market, few topics spark more debate than freehold properties in Singapore. Many buyers view freehold condos as the gold standard of home ownership — a property that’s truly “yours forever.” But is this perception still valid in 2026? As the Singapore housing price index fluctuates and new property cooling measures Singapore reshape buyer sentiment, understanding the freehold vs leasehold divide in Singapore is crucial. Th
mortgagedollarback singapore
Nov 6, 20255 min read


ARE SMALL CONDO UNITS STILL A SMART INVESTMENT IN SINGAPORE’S 2025 PROPERTY MARKET?
For years, small condo units in Singapore, typically one-bedders or studio apartments have been a gateway for first-time homeowners and investors. Compact, affordable, and efficient, they offered city living without the premium price tag. Yet, as the Singapore condo resale market evolves in 2025, the question is more relevant than ever: are small condos a good investment in Singapore today? Let’s dive into how compact living has transformed, what’s shaping current Singapore c
mortgagedollarback singapore
Nov 1, 20254 min read


FABER RESIDENCE CONDO: REDEFINING HEARTLAND LUXURY IN CLEMENTI
Located along Faber Walk, the Faber Residence new launch is a rare low-rise condominium fronting the Sungei Ulu Pandan river. This unique positioning distinguishes it from other new condo launches near Clementi Mall, which typically cater to denser urban living. The development comprises 399 units across nine five-storey blocks, blending Singapore’s Riverfront Residences design principles with resort-style architecture. Its launch price of around $1,995 psf marks an accessibl
mortgagedollarback singapore
Oct 24, 20255 min read
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