Singapore’s housing landscape is evolving, and with it comes one of the biggest changes to public housing in more than a decade. From 2024 onward, all new Build-To-Order (BTO) projects fall under a new three-tier system: Standard, Plus and Prime HDB flats. For anyone choosing their first HDB flat or evaluating buying resale HDB options, understanding this new structure is essential. This guide breaks down everything you need to know, from restrictions to eligibility, from gra

Every year, a handful of projects shape the conversation around Singapore’s property market. In 2025, one development taking centre stage is The Sen, a Bukit Timah condo positioned in a neighbourhood undergoing meaningful renewal.  With intensifying competition among upcoming condo launches in Bukit Timah  2025, buyers are increasingly questioning whether The Sen genuinely offers better value—or if it’s simply riding the district’s prestige. This review breaks down its appeal

For many homeowners in Singapore, the home is more than a place to live, it is a powerful financial asset. As property values continue to rise steadily across the years, owners often find themselves holding substantial locked-in equity.  Whether it’s for investment, business expansion, education funding, or boosting long-term liquidity, this untapped value can be strategically accessed. Two of the most common methods are the home equity loan in Singapore and cash-out refinanc

Singapore’s Marina Bay district has long been associated with prestige, modernity and world-class architecture. In recent years, the area has evolved from a commercial hub into a vibrant live-work-play enclave, drawing investors and homeowners seeking the finest in urban luxury.  Standing at the centre of this transformation is W Residences Marina View Singapore, a development that blends branded hospitality, waterfront exclusivity and premium lifestyle amenities into one com

For years, many Singapore homeowners stayed loyal to the familiar stability of the HDB concessionary loan. Its consistent 2.6% interest rate offered predictability, security, and peace of mind. But as we head toward 2026, the picture looks very different. Home loan interest rates in Singapore have fallen sharply from their highs, the 3-month SORA continues to cool, and banks are aggressively rolling out new fixed and floating packages. This widening gap between the HDB rate a

Buying a home is one of the biggest commitments many of us will ever make. In Singapore’s dynamic property market it’s especially important to ask the right questions so you can capture the best home loans and avoid costly surprises.  Below are key questions you should ask before applying for a mortgage loan in Singapore — with a focus on understanding and comparing mortgage loan rates and home loan interest rates. Am I getting the lowest home loan rates available for my situ

When children grow up and leave the family home, Singapore homeowners face a mix of practical and emotional choices. Some want less space, others want to unlock value, and many are thinking about their next chapter — retirement, travel, or simply a quieter life.  Start by asking the right questions Before you decide, answer a few simple questions: Do you want to cut costs or free up cash? Do you need simpler upkeep, more medical access, or better transport links? Are you emot

The Singapore property market Q3 2025 continues to evolve in fascinating ways. After several years of price growth, rising interest rates, and tighter cooling measures, the latest Singapore property market report points to a period of stability — not stagnation. For anyone keeping an eye on Singapore real estate trends 2025, this quarter reveals a market that’s balancing between strong end-user demand and cautious investor activity. From Singapore housing market 2025 shifts t

When it comes to investing in the Singapore property market, few topics spark more debate than freehold properties in Singapore. Many buyers view freehold condos as the gold standard of home ownership — a property that’s truly “yours forever.” But is this perception still valid in 2026? As the Singapore housing price index fluctuates and new property cooling measures Singapore reshape buyer sentiment, understanding the freehold vs leasehold divide in Singapore is crucial. Th

For years, small condo units in Singapore, typically one-bedders or studio apartments have been a gateway for first-time homeowners and investors. Compact, affordable, and efficient, they offered city living without the premium price tag. Yet, as the Singapore condo resale market evolves in 2025, the question is more relevant than ever: are small condos a good investment in Singapore today? Let’s dive into how compact living has transformed, what’s shaping current Singapore c

Located along Faber Walk, the Faber Residence new launch is a rare low-rise condominium fronting the Sungei Ulu Pandan river. This unique positioning distinguishes it from other new condo launches near Clementi Mall, which typically cater to denser urban living. The development comprises 399 units across nine five-storey blocks, blending Singapore’s Riverfront Residences design principles with resort-style architecture. Its launch price of around $1,995 psf marks an accessibl

The US Fed interest rate decision in September 2025 marked a pivotal moment for global markets. After nearly a year of holding steady, the Federal Reserve interest rate cut signalled a new phase of monetary easing, one that could reshape borrowing costs far beyond American shores. For Singapore homeowners and investors, the question is simple: how will the Fed rate cuts impact Singapore, especially the Singapore Overnight Rate Average (SORA) and the broader Singapore mortgage

Mortgage trends move in cycles and if you’ve been keeping an eye on the market lately, it feels like we’re on the verge of another turning point. After years of elevated mortgage interest rates, there’s a growing sense that the tide could be turning once again. Could this be your last opportunity to lock in one of the lowest home mortgage interest rates in years — perhaps even around 0.85% by 2026? Before you dismiss that as wishful thinking, let’s take a closer look at the t

The Singapore property market in 2025 tells two very different stories unfolding side by side. While the mass-market segment is buzzing with activity, luxury projects in the city core are showing signs of fatigue.  For those tracking Singapore property trends , this split has reshaped how buyers and investors approach opportunities today. how the market moved from frenzy to cooling curbs and what lies ahead for property buyers . A Split Market Shaped By Buyer Profiles In the

If you’re buying a house in Singapore, you’re probably excited and maybe a little nervous. Between scanning property listings,...

Singapore’s mortgage scene has shifted from relative calm to a fast-moving market where benchmarks and policy moves matter. Borrowers now...

Singapore’s housing policy tightens when markets overheat and loosen when they need support. This helps keep systemic risk in check....

Buying private property is a major financial decision in Singapore, and timing matters more than most buyers realise. With condo mortgage...

When searching for a condo for sale in Singapore, one of the most important decisions you’ll face is whether to buy a freehold condo or a...

The LyndenWoods condo review has been gaining quite a lot of attention since its launch news inside Singapore Science Park. As the first...